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How subscriptions affect account management

Commander Finance offers two subscription plans that differ in how you add and maintain accounts. Both Core and Sync provide the same budgeting features, metrics, and reporting. The difference lies in how you enter account data—Core requires you to create accounts and enter transactions manually, while Sync lets you link bank accounts for automatic data imports. With Core, you create accounts and enter each transaction by hand. You determine what appears in Commander, but it requires ongoing manual entry to keep accounts up to date. With Sync, you link bank accounts through Plaid, and the service automatically imports account balances and transactions. You can maintain a mix of linked and manual accounts within the same account list.

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Where to manage your subscription

Commander bills through Stripe on the web and doesn’t offer in-app purchases, so you choose and manage a plan in a browser—on a phone or on a desktop. The iOS and Android apps show Manage your subscription on the web in place of the plan options. Once you have an active plan, Manage Subscription opens the Stripe billing portal, which handles changes to an existing plan. Your subscription follows your Commander login rather than one device, so a plan you start in a browser covers the app too. If your trial has ended and you have no active plan, subscribe in a browser and the app restores access on its own—no sign-out or reinstall needed.

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Switching between plans

Commander includes a one-month free trial of Core so you can evaluate the app’s budgeting features with manual account entry. If you switch from Core or the free trial to Sync, your existing manual accounts stay the same. You can then link bank accounts, and they appear alongside your manual accounts. Linked accounts and manual accounts exist independently in your account list. If you switch from Sync to Core, Commander preserves all your accounts and their transaction history, but linked accounts stop receiving updates from your bank. Previously linked accounts no longer update automatically, so you must enter transactions manually to keep them current. The accounts remain functional for budgeting and reporting, but the system turns off the automatic import feature. Manual accounts continue to work exactly as before.